You do have someone in your corner fighting for your right to quality health insurance options.  Each state has its own rules and regulations that insurance companies must abide by, such as requiring them to offer coverage when they normally wouldn’t, or lowering the cost of such policies to qualifying individuals.

 If your state does not offer enough protection, and you find that you aren’t yet eligible for Medicare or Medicaid, then you can check into High-Risk Pool coverage, which can sometimes be costly, but is still a viable option for many.

 High-Risk Pools are state run programs, so the guidelines can vary all around the country.  Some programs, for instance, require that another insurance company must have denied you coverage before you’ll be eligible for their program.  Many times, the state will implement a conditional period before you can be covered for pre-existing conditions.

 You can help move things along by lobbying your Congressional representative to apply pressure to his or her colleagues in support of Medicaid reform so that coverage is expanded to this group of individuals.