Doctors, who have been targeted for high
damages in malpractice lawsuits, are being charged more for their
own coverage – a fee they pass on to their patients. Those
with health insurance coverage
are then charged higher
premiums to cover rising doctor fees. The government then becomes
responsible for those who cannot pay their healthcare costs, and
the government recoups its money from you – the
taxpayers.
What often happens is the uninsured are faced with either
neglecting their health needs altogether, which is what many wind up
doing, or receiving care in a less-than-adequate setting.
When this happens, it’s usually too late in the process – when
noticeable symptoms persist to the point the patient finally visits
an emergency room. By the time they reach this point, it could
be too late.
When patients are admitted to hospitals via the emergency room,
their care generally costs two to three times as much as
preventative care would have cost had they had access to it.
For instance, a pregnant woman who doesn’t have health insurance,
and cannot afford to go to her doctor for regular pre-natal visits,
might check into the emergency room when she’s in labor and suffer
costly complications, making her bill higher than it would have been
if she had been afforded coverage earlier on in her pregnancy.
Disclaimer: The information provided in this site is
not legal advice, but general information on financial issues commonly encountered. We
shall not be liable for any errors in the content or
for any actions taken in reliance
thereon.