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Health Insurance Guide

 

 

 

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The Consequences of the Uninsured - Part Two 

Doctors, who have been targeted for high damages in malpractice lawsuits, are being charged more for their own coverage – a fee they pass on to their patients.  Those with health insurance coverage are then charged higher premiums to cover rising doctor fees.  The government then becomes responsible for those who cannot pay their healthcare costs, and the government recoups its money from you – the taxpayers.

 What often happens is the uninsured are faced with either neglecting their health needs altogether, which is what many wind up doing, or receiving care in a less-than-adequate setting. 

When this happens, it’s usually too late in the process – when noticeable symptoms persist to the point the patient finally visits an emergency room.  By the time they reach this point, it could be too late.

When patients are admitted to hospitals via the emergency room, their care generally costs two to three times as much as preventative care would have cost had they had access to it.

For instance, a pregnant woman who doesn’t have health insurance, and cannot afford to go to her doctor for regular pre-natal visits, might check into the emergency room when she’s in labor and suffer costly complications, making her bill higher than it would have been if she had been afforded coverage earlier on in her pregnancy.

Disclaimer:  The information provided in this site is not legal advice, but general information on financial issues commonly encountered. We shall not be liable for any errors in the content or for any actions taken in reliance thereon.

 

 


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