The middle class is being hardest hit by rising healthcare premiums and the fact that many employers can no longer afford to offer full or even partially paid health insurance coverage for their employees.

 The rich have money in the bank to pay for coverage themselves, if necessary, and the poor are eligible for government programs that provide free or low cost health care for them and their children.

 The middle class, however, falls into the category of limbo – they don’t make enough to afford coverage on their own, but they make too much to qualify for government assistance, which sets a bar you have to fall under in order to receive care.

 What’s happening is many American citizens are being left by the wayside – becoming one of the over 70 million people living in the United States to not have health insurance at all.

 Without coverage, there is no preventative medicine, resulting in emergency-room care when things are at their worst.  To date, our country has not focused on how to prevent or eliminate this problem, but has instead concerned itself with shifting the responsibility from one entity to another.